Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. We are a credit broker and not a direct lender.

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3 Things You Might Not Have Realised Could Be Driving Down Your Credit Score

We hope the fact that you are reading this article indicates you already know something about what a credit score is. But in case you need a refresher: it’s a ratin...

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The Impact of Bad Credit on Loan Eligibility and Interest Rates

In the UK, credit scores serve as a numerical representation of an individual's creditworthiness, essentially an assessment of the likelihood of the person repaying d...

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Why Don’t You Really Hear About Payday Loans Anymore?

If you were… well, almost anywhere during the late 2000s and early 2010s, the chances are that you will have known what payday loans were. Even more than that, you...

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Bad Credit Loans: Understanding Your Options for Borrowing

At its core, lending is a risk management exercise. A high score indicates good financial behaviour in the past, making the borrower a lower risk. A credit score doesn...

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